Our Hybrid LTC Plan vs. Competitors

Bridging the Gap in LTC Insurance

Traditional LTC insurance often falls short, excluding older adults, those with pre-existing conditions, and less wealthy individuals. It's also expensive, and clients lose their investment if they don’t need LTC.  

While new hybrid LTC solutions exist, many still lack guaranteed acceptance, preventative wellness programs, market gain potential, and simple digital underwriting. Our innovative LTC solution addresses these crucial gaps, offering guaranteed acceptance (as long as they meet age and annuity requirements), digital underwriting, and investment growth potential, even if LTC isn't needed.

How Bridge Stacks Up Against Alternatives

How Bridge Stacks Up Against Alternatives

Complementing Your Clients’ Annuities And Investments

Complementing Your Clients’ Annuities And Investments

Benefits for Your Clients

  • Wellness and Health Programs Delay the need for LTC via wellness plans, health coaching, and financial rewards via the NeverStop program
  • Enhanced LTC Coverage: Increase LTC coverage simply by participating in NeverStop
  • Market Protection: Guarantee protection against market downturns

Benefits For You

  • Money-Back Guarantee: Unused funds remain with clients or heirs, ensuring their investment is never lost
  • Easy and Quick Underwriting: Getting a policy is seamless, with our digital and non-invasive underwriting process
  • 100% Acceptance for Ages 55+: Guaranteed issue for clients with $50,000+ investment, including those in nursing homes or with health conditions

100% Acceptance, Explained

There’s an underwriting class for everyone, based on their health and age. Their class determines the coverage ratios they can choose — how much additional money they’ll get, based on the amount they initially invested. 

The better an individual's health and the younger they are, the higher the coverage ratio they can choose. The ratio determines their maximum payout, compared to their initial investment.

100% Acceptance, Explained

Conclusion

Make the smart choice for your clients with our innovative LTC solution that’s designed to delay the need for care, ensure diverse access to LTC, and ensure financial security with guaranteed protection and investment growth.

1 For clients aged 55+ with a minimum $50,000 investment